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Like all great Realtors, Mark does not work alone. Everyone on the Gracy Team fulfills a specific role in the Selling or Buying of your perfect home! Charles Gracy, ABR, Realtor®, Notary
Marketing Manager and Lead Buyer Specialist
Charles coordinates, creates, and implements the marketing for the team and our listings. He manages the web sites and creates the virtual tours that entice so many people to our web sites and your home. Charles also supervises the team. He consults and trains the members to achieve the highest level of service for our clients. Charles is an ABR Accredited Buyers Representative and is has completed the Certified Real Estate Trainer Certification for Keller Williams Realty. Charles is licensed in both Massachusetts and New Hampshire
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 Ron Ramsden, Realtor
Ronald Ramsden is a lifelong Merrimack Valley resident residing in Methuen, MA. Ron is married to Patricia and has four children. Ron has been involved in real estate for more than 20 years. After purchasing his first multifamily home at the age of 19 he has managed, purchased and sold many investment properties. In his spare time he is involved with many local charities from the YMCA, United Way''s Christmas in April and his church. Ron experience and expertise is vital for any Buyer or Investor in the Real Estate market.
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Cathy McGravey, Notary and Realtor®
Client Care Coordinator and Transaction Manager
Cathy is passionately committed to outstanding client service and understand the importance of going above and beyond to meet our clients’ needs. She is your first point of contact for The Gracy Team and will coordinate all showings and feedback for your home. She will also coordinate all details of the transaction from Purchase and Sales to the closing table. Should you have any questions about anything during your listing period please give Cathy a call and she will gladly attend to your every real estate need.
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
What was the location for the classic silent movie scene where Harold LLoyd dangles from a huge clock high above the city?
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That scene from "Safety Last"was filmed at the Brockman Building, one block south of the Biltmore Hotel in Los Angeles. |
 See More Real Estate Trivia > |
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Mark Gracy
Keller Williams Realty
168 N Main Street
Andover, MA 01810
Mark Direct: 978 861-4016
Office Number: 978-984-3107
Fax #: 978-861-4016
Email: mark@gracyteam.com
Mark has received numerous production awards including the Keller Williams Gold Medal, The REMAX 100% Club, and The North East Association of Realtors Gold Award.
In addition Mark has had the honor of serving on the Keller Williams Local, Regional, and International Agent Leadership Council. He is an active member of the North East Association of Realtors, and has an accreditation from Keller Williams International as a Certified Real Estate Trainer.
Mark has trained with some of the top marketing and real estate specialists all over the world, including Craig Proctor, the number one real estate agent in Re/Max and Brian Buffani, a marketing specialist, just to name a few. In addition to his real estate training, Mark has had the opportunity to work with Anthony Robbins, at Life Mastery University in Maui. Mark knows what it takes to get the job done.
In his spare time Mark runs a musical theatre company, is always working on various community service projects and enjoys traveling.     
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